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                          Disclosure

                          Richard Ernst is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0B62149), CO, CT, DE, FL, GA, MA, MD, ME, MT, NC, NH, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, WA, and WI. No insurance business may be conducted outside the states referenced.

                          Richard Ernst is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 58 Maybrook Rd, Campbell Hall, NY, 10916, 845-636-4171. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, CT, DE, FL, MD, MT, NC, NH, NJ, NY, PA, SC, VT, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

                          Richard Ernst is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AZ, CA, CO, CT, DE, FL, MD, MT, NC, NH, NJ, NY, PA, SC, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

                          Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

                          For more information about NYLIFE Securities LLC and its investment professionals.

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                          • About Us
                            • About Rick
                              • Commitment
                                • Useful Web Sites
                                  • Lifetime Wealth Portfolios SM-A New Definition of Wealth
                                  • Financial Solutions
                                    • Products
                                      • Our Services
                                      • Resources
                                        • Calculators
                                          • Articles
                                            • Tax Resources
                                            • Account Access
                                              • NYL Online Account
                                                • NYLIFE Securities
                                                  • MainStay Mutual Funds
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